Category

Cash Management

Year-end Financial Checklist for Working Professionals

December 17, 2018 · · Articles, Cash Management, Financial Planning, Tax Planning · 0 Comments

Set yourself up for success in the new year with a financial checkup.  Here are some essential year-end tax, planning, and financial housekeeping items to consider.   If you need help, don’t hesitate to contact us.    Maximize  contributions to tax-advantaged retirement savings accounts including 401(k), HSA, or IRA accounts. Reduce taxes by offsetting capital gains.

View This Article →

Filling Out the FAFSA

October 24, 2018 · · Articles, Cash Management, Children · 0 Comments

There is really no reason to wait   October is here – the ideal time for college students to apply for financial aid. October 1, in fact, marks the first day a current or future college student can submit a Free Application for Federal Student Aid, or FAFSA, for the 2019-20 academic year. Since some states.

View This Article →

Tax Changes That May Be Overlooked

October 19, 2018 · · Articles, Cash Management, Financial Planning, Tax Planning · 0 Comments

Some alterations to the Internal Revenue Code were less publicized than others.  Late last year, federal tax laws underwent sweeping changes. Nearly a year later, you can be forgiven for not keeping up with them all. Here is a look at some important (yet underrecognized) adjustments that may affect the numbers on your 2018 federal.

View This Article →

When Is Social Security Income Taxable?

October 12, 2018 · · Articles, Cash Management, Tax Planning · 0 Comments

To find out, look closely at two factors.    Your Social Security income could be taxed. That may seem unfair or unfathomable. Regardless of how you feel about it, it is a possibility.   Seniors have had to contend with this possibility since 1984. Social Security benefits became taxable above a certain yearly income level.

View This Article →

The Details More People Should Know About Medicare

September 21, 2018 · · Articles, Cash Management, Insurance, Risk Management · 0 Comments

  Before you enroll, take note of what medicare insurance does not cover and the changes ahead.     Misconceptions about Medicare coverage abound. Our national health insurance program provides seniors with some great benefits. Even so, traditional Medicare does not pay for dental care, vision care, or any real degree of long-term care. How.

View This Article →

Starting a Roth IRA for a Child or Grandchild

September 7, 2018 · · Articles, Cash Management, Children, Investing, Retirement · 0 Comments

This early financial decision could prove profoundly positive over time.   Do you have a child or grandchild earning some income? Indirectly, that after-school or summer job might present a savings opportunity for that teenager. You could help your child or grandchild save for future goals by assisting them to create and fund a Roth.

View This Article →

Financial Considerations When Buying a Car

August 31, 2018 · · Articles, Cash Management · 0 Comments

Things to think about before heading to a dealership.     Time to buy a car? Short of buying a house, this is one on the most important purchases you will make. It’s also one that you might be making several times through your life, comprising of thousands – sometimes tens of thousands – of.

View This Article →

Ways to Fund Special Needs Trusts

January 9, 2018 · · Articles, Cash Management, Children, Estates & Trusts, Financial Planning, Insurance · 0 Comments

A look at the different options & strategies. If you have a child with special needs, a trust may be a financial priority. There are many crucial goods and services that Medicaid and Supplemental Security Income will not pay for, and a special needs trust may be used to address that financial challenge.   In.

View This Article →

Your 2018 Financial To-Do List

December 13, 2017 · · Articles, Cash Management, Economy, Estates & Trusts, Financial Planning, Investing, Tax Planning · 0 Comments

  Things you can do for your future as the year unfolds. What financial, business, or life priorities do you need to address for 2018? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. You.

View This Article →

Preventing a Debit Card Hack

September 22, 2017 · · Articles, Cash Management, Fraud · 0 Comments

How can you plan to protect yourself against this increasingly common crime?   According to FICO’s Card Alert Service, the number of businesses or ATM locationswhere debit cards were hacked rose 26% from 2015 to 2016. Additionally, the number of compromised cards has steadily risen during this decade.1   Crooks can attach skimmers to ATMs or.

View This Article →

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, FL, HI, KS, LA, MD, NC, OH, PA, SC, TX, VA.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Independent Financial Partners, a Registered Investment Advisor. Pellecchia Financial Services and Independent Financial Partners are separate entities from LPL Financial. FINRA/SIPC.

Designed by Pop Design Group