A Retirement Fact Sheet

December 11, 2018 · · Articles, Retirement · 0 Comments

Some specifics about the “second act.” Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you.   Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback when they discover this. In addition to.

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Starting a Roth IRA for a Child or Grandchild

September 7, 2018 · · Articles, Cash Management, Children, Investing, Retirement · 0 Comments

This early financial decision could prove profoundly positive over time.   Do you have a child or grandchild earning some income? Indirectly, that after-school or summer job might present a savings opportunity for that teenager. You could help your child or grandchild save for future goals by assisting them to create and fund a Roth.

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Should We Reconsider What “Retirement” Means?

November 29, 2017 · · Articles, Financial Planning, Retirement · 0 Comments

  The notion that we separate from work in our sixties may have to go. An executive transitions into a consulting role at age 62 and stops working altogether at 65; then, he becomes a buyer for a church network at 69. A corporate IT professional decides to conclude her career at age 58; she.

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Before You Claim Social Security

August 25, 2017 · · Articles, Financial Planning, Retirement · 0 Comments

  A few things you may want to think about before filing for benefits.     Whether you want to leave work at 62, 67, or 70, claiming the retirement benefits you are entitled to by federal law is no casual decision. You will want to consider a few key factors first.     How long.

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Could You Improve Your Personal Finances Today?

January 2, 2017 · · Articles, Cash Management, Estates & Trusts, Financial Planning, Investing, Retirement · 0 Comments

Simple decisions & new habits might lead you toward a better financial future.   In life, there are times when simple decisions can have a profound impact. The same holds true when it comes to personal finance. Here are some simple choices you could make that may leave you better off financially – in the.

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Consider an IRA Charitable Rollover

April 19, 2016 · · Articles, Generosity, Investing, Retirement, Tax Planning · 0 Comments

If you want a tax break and want to help a non-profit, this may be a good move.   Have you ever wanted to make a major charitable gift? Would you like a significant federal tax break in acknowledgment of that gift? If so, an IRA charitable rollover may be a good financial step to.

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Retirement Now vs. Retirement Then

March 18, 2016 · · Articles, Cash Management, Financial Planning, Retirement · 0 Comments

Today’s retirees must be more self-reliant than their predecessors. Decades ago, retirement was fairly predictable: Social Security and a pension provided much of your income, you moved to the Sun Belt, played tennis or golf, and you lived to age 70 or 75. To varying degrees, this was the American retirement experience during the last.

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Reducing the Risk of Outliving Your Money

March 11, 2016 · · Articles, Cash Management, Investing, Retirement, Risk Management · 0 Comments

  What steps might help you sustain and grow your retirement savings?   “What is your greatest retirement fear?” If you ask retirees that question, “outliving my money” may likely be one of the top answers.  Retirees and pre-retirees alike share this anxiety. In a 2014 Wells Fargo/Gallup survey of more than 1,000 investors, 46%.

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You Could Retire…But Should You?

September 4, 2015 · · Articles, Financial Planning, Retirement · 0 Comments

It might be better to wait a bit longer.  Some people retire at first opportunity, only to wish they had waited longer. Thanks to Wall Street’s long bull run, many pre-retirees have seen their savings fully recover from the shock of the 2007-09 bear market to the point where they appear to have reached the.

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2015 IRA Deadlines Are Approaching

March 20, 2015 · · Articles, Retirement, Tax Planning, Uncategorized · 0 Comments

Here is what you need to know. Financially, many of us associate April with taxes – but we should also associate April with important IRA deadlines. *April 1 is the absolute deadline to take your first Required Mandatory Distribution (RMD) from your traditional IRA(s). *April 15 is the deadline for making annual contributions to a.

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