Articles

Ways to Fund Special Needs Trusts

2018-01-09T15:17:15+00:00

A look at the different options & strategies. If you have a child with special needs, a trust may be a financial priority. There are many crucial goods and services that Medicaid and Supplemental Security Income will not pay for, and a special needs trust may be used to address that financial challenge.   In [...]

Ways to Fund Special Needs Trusts2018-01-09T15:17:15+00:00

Your 2018 Financial To-Do List

2017-12-13T14:31:54+00:00

  Things you can do for your future as the year unfolds. What financial, business, or life priorities do you need to address for 2018? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. You [...]

Your 2018 Financial To-Do List2017-12-13T14:31:54+00:00

Should We Reconsider What “Retirement” Means?

2017-11-29T14:05:31+00:00

  The notion that we separate from work in our sixties may have to go. An executive transitions into a consulting role at age 62 and stops working altogether at 65; then, he becomes a buyer for a church network at 69. A corporate IT professional decides to conclude her career at age 58; she [...]

Should We Reconsider What “Retirement” Means?2017-11-29T14:05:31+00:00

Preventing a Debit Card Hack

2017-09-22T11:48:30+00:00

How can you plan to protect yourself against this increasingly common crime?   According to FICO’s Card Alert Service, the number of businesses or ATM locationswhere debit cards were hacked rose 26% from 2015 to 2016. Additionally, the number of compromised cards has steadily risen during this decade.1   Crooks can attach skimmers to ATMs or [...]

Preventing a Debit Card Hack2017-09-22T11:48:30+00:00

Before You Claim Social Security

2017-08-25T17:06:10+00:00

  A few things you may want to think about before filing for benefits.     Whether you want to leave work at 62, 67, or 70, claiming the retirement benefits you are entitled to by federal law is no casual decision. You will want to consider a few key factors first.     How long [...]

Before You Claim Social Security2017-08-25T17:06:10+00:00

Having the Money Talk with Your Children

2017-06-16T13:43:15+00:00

  How much financial knowledge do they have? Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about financial principles. Others lack such knowledge and learn money lessons by paying, to reference William Blake, “the price of experience.”   Broadly speaking, [...]

Having the Money Talk with Your Children2017-06-16T13:43:15+00:00

Tax Rules on Rental Property

2017-04-12T19:47:30+00:00

The basics on capital gains & deductions.   Buying or selling income property has definite tax consequences. A taxpayer should clearly understand them, whether he or she intends to acquire a property or put one on the market.   A sale of income property incurs either a capital gain or loss. If you profit from [...]

Tax Rules on Rental Property2017-04-12T19:47:30+00:00

When Someone Dies Without a Will

2017-04-07T17:57:59+00:00

Where do things proceed from that point?   Every day, people die intestate. In legalese, that means without a will. This opens the door for the courts to decide what happens with their estates.   When no valid will exists, state intestacy laws dictate how assets are distributed. These laws divide an estate evenly (or [...]

When Someone Dies Without a Will2017-04-07T17:57:59+00:00

The A, B, C, & D of Medicare

2017-03-08T14:19:32+00:00

Breaking down the basics & what each part covers.   Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare – what they cover, and where they come from.   Parts A & B: Original Medicare. America’s national health insurance program for seniors has two components. Part [...]

The A, B, C, & D of Medicare2017-03-08T14:19:32+00:00

Could You Improve Your Personal Finances Today?

2017-01-02T19:46:20+00:00

Simple decisions & new habits might lead you toward a better financial future.   In life, there are times when simple decisions can have a profound impact. The same holds true when it comes to personal finance. Here are some simple choices you could make that may leave you better off financially – in the [...]

Could You Improve Your Personal Finances Today?2017-01-02T19:46:20+00:00